SIP Calculator
Free SIP Calculator: calculate Mutual Fund Returns Online
Introduction
Did you know that by saving a small amount every month, you can accumulate a massive corpus in the future? This process is called SIP (Systematic Investment Plan).
But the biggest question every investor has is—“If I invest ₹5,000 per month, how much will I get after 10 years?” You don’t need to be a math expert to find the answer. Just use our Free SIP Calculator and calculate your future returns in seconds.
🔮 What is a SIP Calculator?
A SIP Calculator is an online tool that helps you estimate the maturity value of your mutual fund investments. It works on the principle of Compound Interest (interest on interest), which helps your money grow faster over time.
🤔 Why Should You Use a SIP Calculator?
Investing without financial planning is like shooting arrows in the dark. This tool helps you in the following ways:
- Goal Planning: Whether you want to buy a car or a house, you can calculate exactly how much you need to start investing today to reach your goal.
- Saves Time: It solves complex financial calculations in a snap.
- Motivation: When you see the “Estimated Returns” on the screen, it gives you the motivation to stay invested for the long term.
🪃 The Magic of Compounding
Albert Einstein once said, “Compound Interest is the 8th wonder of the world.”
Let’s understand with an example. If you invest ₹5,000 per month at an expected return of 12%:
- In 5 Years, your value will be approx ₹4.1 Lakhs.
- But in 20 Years, that same investment can grow to approx ₹49 Lakhs!
This is the power of compounding, and our calculator shows you exactly this potential.
⚙️ How to Use the SIP Calculator? (Step-by-Step)
Follow these steps to plan your financial goal:
- Monthly Investment: Enter the amount you want to invest every month (e.g., ₹1000, ₹5000).
- Expected Return Rate (%): Enter the return percentage you expect. (Generally, Mutual Funds deliver 12% to 15% returns in the long run).
- Time Period: Select the number of years you want to stay invested.
- Result: As soon as you click calculate, you will see three things:
- Invested Amount: The money you put in from your pocket.
- Est. Returns: The profit you earned.
- Total Value: The final amount you will get at maturity.
🧭 Disclaimer
Mutual Fund investments are subject to market risks. This calculator is meant for estimation purposes only and works on mathematical formulas. Actual returns depend on market performance and may vary. Please consult your Financial Advisor before investing.
💡 Conclusion
Wealth is not built overnight, but it is definitely built with the right planning. Use our SIP Calculator today and start your journey towards wealth creation.